Recent Posts

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91
Another one goes up in flames. Early xmas is coming for lots of big people

New York Times cuts ties with Larry Summers over Epstein emails
https://www.theguardian.com/us-news/2025/nov/18/new-york-times-larry-summers-epstein-email
92
Kenya Discussion / Re: Non-Musical Interlude
« Last post by Modesty Blaise on November 19, 2025, 01:58:49 PM »
Bottoms is a crazy-ass girl version of Fight Club.

93
Kenya Discussion / Re: RiggyG - Ruto has spent 300m in Mbeere
« Last post by RV Pundit on November 19, 2025, 10:20:00 AM »
Ruto is not looking for strong deputy - because he wants to run gov - not as coalition - but as individual.
Kindiki perfect fits the bill. They differed with RiggyG because he wanted to become Ruto co-equal. Which Ruto found ridicolously because he picked him.

With death of Raila - Ruto has big growth area in former ODM Zones - right from Luo Nyanza, Western, KAMATUSA, NEP and Coast.
Rebuilding the KANU coalition of Pre-2002 will mean Ruto start at 40% before negotiation.
Anyone who can bring 10% - Kindiki can if he get Merus & Embus or Joho - will be.

And they will be coming mostly as appendages. Not 50-50.

Ruto wil be eating gov contracts vila anataka.

Big G is working to bleed the government machinery to the last minute. Have never understood how the gamble of telling residents to eat from govt hotel while spending nothing works. But it does most of the times.   

Being one of the remote places in Mt Kenya, you see Ruto's miscalculations. Despised Tharaka Kindiki gotta work with no traction even in Mbeere.
94
The bitter truth. Girls have to learn to love men who earn less than them. It is not a sin.

I'm dealing with old folks here. Times have changed.
Nursery schools are closing by the thousands. I can't remember the last time I attended a baby-shower event.
 Girls nowadays are prolonging education and work doing Masters and PHDs, CEO, High level Management and they still want someone who makes more money than them. Impossible.
Most will end-up being single-mothas of 1 or 2 children if any at all
Indeed they wanted gender equality, they will have to accept being the main bread-winners
95
Kenya Discussion / Re: A economic avalanche is coming
« Last post by gout on November 18, 2025, 05:59:14 PM »
Quote
Banks’ lending slumps, cash piles to record levels in tough economy Commercial banks have raised the cash holdings on their books to record levels amid slow growth in lending to the private sector, in a tough economy where businesses and individuals have struggled to service loans.

Central Bank of Kenya (CBK) data shows that the average liquidity ratio for commercial banks stood at 59.8 percent at the end of August—up from 54.3 percent a year earlier—, the highest recorded and against a regulatory requirement of 20 percent.

The liquidity ratio captures the amount of cash or near cash assets held by banks in comparison to their short term deposits – reflecting how efficiently a bank is deploying customer savings to make profits.The growing cash pile therefore shows that banks have been slow to convert deposits from customers to loans, with the ratio of loans to deposit shrinking to 71 percent compared to averages of over 85 percent in the pre-Covid-19 period.

The slowdown follows cautious lending by banks due to high defaults by businesses and individuals, with the stock of bad loans hitting a record Sh731.8 billion, or 17.6 percent of the total loans issued as at August.

Equity Bank Kenya, which released its third quarter results at the end of last month, had a liquidity ratio of 78.4 percent, with management stating it was seeking to issue more loans.

“It's a flat balance sheet reflecting the environment. We are trying very hard to give loans,” said Equity Group Chief Executive James Mwangi during an investor briefing on October 28.

“We have this Sh1 trillion shillings (in deposits) and if you look at our lending, we are lending only Sh400 billion, so we are left with Sh600 billion. I want to appeal to Kenyans that we understand the environment but there is hope (come borrow),” he added.

Cooperative Bank of Kenya, in its quarter three financials published on Sunday, disclosed a liquidity ratio of 59.3 percent, with a loan book of Sh381.9 billion against a deposit base of Sh511.4 billion.

Banks held Sh5.89 trillion in customer deposits in August while loans issued were Sh4.16 trillion. The industry loan book grew by three percent in the year to August while deposit grew at a faster pace of 4.7 percent leading to higher liquidity levels.

https://www.businessdailyafrica.com/bd/economy/banks-lending-slumps-cash-piles-to-record-levels-5266830
96
The bitter truth. Girls have to learn to love men who earn less than them. It is not a sin.

I'm dealing with old folks here. Times have changed.
Nursery schools are closing by the thousands. I can't remember the last time I attended a baby-shower event.
 Girls nowadays are prolonging education and work doing Masters and PHDs, CEO, High level Management and they still want someone who makes more money than them. Impossible.
Most will end-up being single-mothas of 1 or 2 children if any at all
97
Kenya Discussion / Re: Kenya 2025 medium term like election on 27th Nov by-elections
« Last post by RV Pundit on November 18, 2025, 01:52:57 PM »
Seem Kindiki vs Gachagua last 10 days.
Poor Kindiki has to deliver.
98
Kenya Discussion / Re: Why are reproductive Kenya women hanging around clubs without men?
« Last post by gout on November 18, 2025, 01:44:50 PM »
Kenya is urbanizing.

Embakasi Sub County has a population of a mirioni (from 600K in 2009) with 350k being kids under 14. and the trend is all over urban areas across Kwinya.

Kids below 9 years were 12 mirioni. The rest are baseless misconceptions.

https://www.citypopulation.de/en/kenya/sub/admin/nairobi/4702__embakasi/
 
https://en.wikipedia.org/wiki/List_of_cities_and_towns_in_Kenya_by_population
99
Kenya Discussion / Re: Kenya 2025 medium term like election on 27th Nov by-elections
« Last post by gout on November 18, 2025, 01:28:50 PM »
You are overdoing this fake poll poster. A CS and DP bedroom should be no contest.

Sick and drunkard Justin Muturi and Broke sick Gachavu will take a massive political hit if they lose after camping in Mbeere preaching tribalism, wantam, and hurling stupid slogans

100
Kenya Discussion / Re: Mkora Waititu, wife, guilty of 588m fraud - just one tender
« Last post by gout on November 18, 2025, 01:27:15 PM »
 :D :D :D
Quote
During a court session on Tuesday, Principal Magistrate Rose Ndombi reaffirmed the existing bond terms in the offensive conduct case but emphasised that the High Court’s financial condition of Ksh53 million must be met first before he could be released.

As such, the former governor is expected to deposit a Ksh53 million bank guarantee for the offensive conduct case before he can be set free, and his bond conditions in his hate speech case shall remain active.

https://www.kenyans.co.ke/news/118079-waititu-be-released-if-he-deposits-ksh-53m-bank-guarantee-court
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